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The 'stablecoin sandwich' is dead: Why the next phase of crypto payments is all about the user relationship

February 28, 2026No Comments1 Min Read

The real competitive advantage in stablecoins, the moat that holds competitors at bay, now lies in the distribution held by incumbents, according to the person behind Meta’s abandoned Diem token.

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The 'stablecoin sandwich' is dead: Why the next phase of crypto payments is all about the user relationship

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