XRP has surpassed Citigroup, one of the largest American banks, in market capitalization, since the growing institutional acceptance and the proliferation of XRP ETFs are expected to stimulate further growth.
Summary
- XRP has surpassed Citigroup in market capitalization, reached around $ 186 billion and introduced the top 100 global assets.
- Growth is powered by the Institutional Acceptance of Ripple’s ODL network and increasing ETF availability, with more approvals that will be expected soon.
XRP has overtaken Citigroup in market capitalization and reaches around $ 186 billion compared to Citigroup’s $ 183 billion. This milestone positions XRP (XRP) under the top 100 global assets that exceed companies such as Shopify and Verizon.
Ripple’s On -Demand Liquidity (ODL) service has probably played the key role in this growth, with $ 1.3 trillion on cross -border transactions in the second quarter of 2025. ODL uses XRP as a bridge currency, which makes real -time settlements possible and reduces transaction costs to 70% compared to traditional systems. This efficiency has recruited partnerships with large financial institutions such as Santander, Standard Chartered and American Express.
XRP gets traction while ETFs multiply
The growing popularity of XRP-oriented ETFs has also contributed to rising market capitalization. 3IQ’s XRPQ ETF in particular CAD surpassed 150 million in the management of assets and settled as the largest XRP ETF in Canada.
With more ETFs that are expected to receive approval, the access of investors to XRP will probably further expand, which supports continuous market growth. Rex-Esprey ETFs about XRP, Bitcoin and Dogecoin have erased the 75-day assessment of the SEC and are expected to be mentioned shortly. In the meantime, various other US XRP ETF applications – including those of Coinshares, 21Shares, Canary Capital and Grayscale – currently under extensive SEC -rating, with decisions that are now expected in October.
