Standard Chartered has initiated the coverage of XRP with a sharp bullish prospect, the predicting of digital active could rise to $ 12.50 before the end of the current term of President Donald Trump.
The bank said that the expansion of the XRP Use Cases, a favorable legal process and resilience in the midst of macro -economic volatility position, it is one of the few digital assets that will probably surpass during the next market cycle, according to the standard Chartered Head of Digital Assets Research Geoffrey Kendrick.
Kendrick identified XRP as a top investment in addition to Bitcoin (BTC) and Avalanche (AVAX), with reference to a combination of structural ridge and strategic relevance in worldwide payments.
Legal clarity and expansion of utilities
The bank’s prospects are largely based on the expectations that the court case of the US Securities and Exchange Commission against Ripple Labs will solve in favor of Ripple, which removes a large overhang that has limited the institutional adoption of XRP for a long time.
The creditor’s report has also bound the potential benefit of XRP to American political developments, which projects that a second Trump term would probably bring greater regulations of the regulations and a friendlier policy environment for digital assets.
Standard Chartered emphasized that the value proposition of XRP has evolved. Originally designed as a cross-border payment, XRP is now in the core of a wider network, the XRP whides, which described the bank as a blockchain with an increasing potential for use cases and use of enterprise-grade.
Kendrick believes that the price of XRP can “keep in real terms Bitcoin” and outlined a basic scenario in which XRP rises from its current level near $ 1.90 to $ 12.50, assuming that Bitcoin reaches $ 500,000 over the same time.
The bank expects the catalyst for this growth to arise from a combination of improved legal positioning, networkupgrades and a growing transactional demand.
XRP could surpass the ETH market capital
In one of the most striking predictions, the report expected XRP to catch up in market capitalization by the end of 2025 (ETH).
Although Ethereum is expected to reach $ 8,000 in that time frame, the bank called it a “loser” compared to other top assets, pointing to challenges on scalability and growing competition from more specialized chains.
Kendrick contrasted Ethereum’s wider challenges with what it regards as the ‘sustainable’ growth prospects of XRP. He noted that recent leadership is changing within the XRP ecosystem, in addition to expanding the activities at the chain, reimbursing the long-term positioning of XRP.
If XRP follows the process that is described in the report, this is chased the second largest digital active in non-stabile, with only Bitcoin.
Standard Chartered maintained his existing Bitcoin prediction of $ 200,000 by the end of 2025 and repeated his confidence that the next leg will be higher for digital assets by “winners” who have strong use cases and regulations.
Kendrick frame current market volatility, including tariff -controlled uncertainty, as a strategic opportunity for long -term assignment. With XRP now officially on the radar of the bank, the report indicates a broader shift in how settings re -assess digital assets that are once considered legally or structurally limited.
The inclusion of XRP in the best choices of Standard Chartered reflects a growing consensus that a new phase of adoption is underway, a phase that can reward assets with real applications and legal clarity about brand recognition alone.
