Interactive Brokers now lets eligible customers fund accounts 24/7 with USDC and soon RLUSD and PYUSD, using ZeroHash to convert stablecoins to USD in minutes and bypass slow, expensive wire transfers.
Summary
- Interactive Brokers now supports direct USDC deposits, with RLUSD and PYUSD to follow the week of January 19, 2026, for eligible customers.
- ZeroHash processes transfers on Ethereum, Solana and Base, converting stablecoins to USD while charging a 0.30% fee as IB waives deposit fees.
- The 24/7 stablecoin rails replace slow, expensive cross-border transactions that take 1 to 3 business days and cost between $25 and $50, allowing capital to be deployed almost immediately.
Interactive Brokers announced the launch of 24-hour account funding using stablecoins for eligible customers on January 15, 2026, according to a company statement.
The new feature enables near-instant deposits and provides access to more than 170 markets in minutes, including on weekends and holidays, the brokerage firm said.
The service will initially support USD Coin deposits, with more assets to follow. According to the announcement, support for RLUSD (RLUSD) and PayPal USD is expected the week of January 19, 2026.
Account funding is powered by ZeroHash, which processes transfers over the Ethereum (ETH), Solana (SOL) and Base (BASE) networks, the company said. Once received, stablecoins are converted into US dollars and credited to the customer’s investment account.
Interactive Brokers does not charge any deposit fees for the service, according to the statement. ZeroHash charges a conversion fee of 0.30%, with a minimum of $1, to convert stablecoins to USD.
This move addresses financing delays and costs associated with traditional wire transfers for international investors. Cross-border transfers typically take one to three business days to clear and can involve fees ranging from $25 to $50 per transaction, according to industry data.
The stablecoin-based process allows capital to be deployed almost immediately after transfer, regardless of banking hours, the company said.
“The goal is to provide the speed and flexibility needed in today’s markets,” said CEO Milan Galik.
The rollout extends Interactive Brokers’ integration of digital asset infrastructure into its operations. Customers do not trade cryptocurrency directly through the feature; According to the company, blockchain networks are used to enable cash deposits into investment accounts.
The new financing option will allow Interactive Brokers to operate 24/7 to match the schedule of the global markets its clients have access to, the company said.
