Payment processor Shift4 is now allowing hundreds of thousands of merchants to settle via stablecoins on Polygon, a shift that could support the Polygon price and reduce banking friction.
Summary
- Shift4 has added a stablecoin settlement for its trading base, allowing payouts via Polygon, Ethereum, Solana, Stellar, TON, Plasma and Base instead of traditional bank rails.
- Available 24 hours a day, 7 days a week, the service helps merchants avoid delays on weekends and holidays, improve liquidity across time zones and reduce dependence on correspondent banking networks.
- Polygon’s low-cost, high-throughput design supports integration as stablecoin volumes reach trillions annually and more fintechs move core payments to blockchain rails.
Payment processor Shift4 now offers stablecoin settlement on the Polygon blockchain, giving hundreds of thousands of merchants 24/7 access to digital currency payouts, leading to new opportunities for the Polygon Prize.
The integration allows merchants to receive payments in stablecoins pegged to major fiat currencies, bypassing traditional banking hours and systems. Merchants can choose from multiple blockchain networks for settlement, including Polygon (POL), Ethereum (ETH), Solana (SOL), Stellar (XLM), TON (TON), Plasma and Base, according to the announcement.
Shift4 moves Polygon price as integrations emerge
The platform enables money transfers 24 hours a day, eliminating delays associated with bank closures on weekends and holidays. This functionality addresses liquidity management challenges for companies operating in multiple time zones.
Shift4, which processes billions of transactions annually across industries, now offers stablecoin payouts as an alternative to conventional bank transfers. The expansion represents a shift from experimental blockchain applications to commercial deployment in the payments industry.
The stablecoin settlement option reduces reliance on correspondent banking systems and aims to improve cash flow predictability for merchants doing business internationally, the companies said.
According to technical specifications, Polygon’s network infrastructure supports high transaction volumes at lower costs compared to Ethereum’s mainnet. The network design prioritizes transaction speed and scalability for commercial applications.
Stablecoins currently facilitate trillions of dollars in annual transactions, with increasing adoption among financial technology companies and institutional users. The Shift4 integration extends stablecoin functionality to merchant payouts and cash management activities.
Sellers using the service do not need specialized blockchain knowledge to access the settlement capabilities, according to the companies.
Polygon has attracted enterprise and fintech partnerships focused on payments, asset tokenization, and blockchain-based financial services. The network positions itself as infrastructure that connects traditional Web2 companies with Web3 blockchain technology.
The collaboration reflects a broader industry movement towards blockchain-based payment rails that operate independently of traditional banking infrastructure and time constraints.
Polygon’s POL token is currently trading around $0.105-0.12 USDT/USD, roughly flat to slightly down from its 2025 entry level, so YTD performance is weak and still in a bearish regime.
According to forecasts, 2025 will be a sideways to slightly bullish year, with base targets only a few tens of percent above current prices, and no parabolic recovery.
Structurally, the MATIC → POL migration is 99% complete, so most of the ‘upgrade’ story is already priced in; Further upside is likely to follow the broader crypto beta plus any real execution benefits in Polygon 2.0.
From a YTD lens, POL is still in a candidate bucket for revaluation: cheap versus its own history, but you can only judge it if you believe Polygon can regain its share of DeFi, stablecoins and RWAs over the next 12 to 24 months.
