The majority of financial institutions and companies that currently do not use Stablecoins intend to use them in the next six to twelve months, according to an EY-Partthenon survey Published on September 15th.
The study among 350 decision makers showed that 54% of non-StaBlain users expect to start implementation by 2026. This means a possible increase in acceptance of the current 13% user percentage between financial institutions and companies worldwide.
Organizations mentioned lower transaction costs and faster cross -border payments as primary motivators for the acceptance of the Stablecoin.
Among the current users, 41% reported cost savings of more than 10% compared to traditional payment methods. Cross -border supplier payments are the most common use case, accounting for 62% of the implementations.
The survey data showed a clear preference for established stablecoins, where USDC orders 77% under the current adopters, followed by USDT at 59%. Euro-Demmated EURC has won a grip worldwide and it is used by 45% of the organizations surveyed.
Regulatory clarity accelerates plans
The approval of the Genius Act on July 18 seems to have accelerated the institutional interest in the Stablecoin sector.
Before legislation, 73% of the organizations identified regulatory uncertainty as the top barrier for adoption. The survey was conducted in June 2025, shortly after the Senate approval but before the final passage.
Financial institutions expected Stablecoins to be 5% to 10% of the worldwide payment value by 2030, which, according to the estimates of the EY-Parthenon, represents $ 2.1 trillion up to $ 4.2 trillion.
Companies showed a strong preference for traditional banking partners, where 63% were looking for existing financial providers for Stablecoin options.
Financial institutions responded by planning hybrid approaches, where 53% strives for a combination of internal and supplier solutions.
Integration Paramount
Integration remained crucial for adoption, because 56% of companies prefer embedded APIs within existing treasury platforms.
About 70% indicated a greater willingness to hire Stablecoins if integrated in Enterprise Resource Planning Systems.
The study showed that 87% of company respondents believe that the approval of the Stablecoin can yield competitive benefits, and 81% are planning to perform formal return on investment analyzes to quantify potential benefits from the implementation.
Despite institutional openness for the acceptance of Stablecoin, the survey emphasized that trust remains an important challenge, given the dependence on great traditional players behind these projects.
