More than half of the 25 largest American banks now weigh or roll out crypto-related products.
A status graph of 8 August shared by the river that follows the giants Over two lanesGuardianship and trade.
The snapshot shows several companies that from “not yet” to “explore”, “announced” or limited access for high-net-worthy customers, indicating that digital asset offers steadily enter the mainstream wealth and capital market piping.
Concrete movements since the beginning of 2024 help to explain the shift. Morgan Stanley considered being 15,000 brokers recommend Spot Bitcoin exchange-related funds (ETFs) on customers, working on guardrails for suitability and allocations, a sign of expansion of the distribution that goes beyond unsolicited orders.
More recently, the Chief Executive of Charles Schwab said that the brokerage is planning to add Bitcoin and Ethereum trading for customers, With reference to a strong question To view all holdings on one platform.
PNC continued on the bank side and selected Coinbase so that customers can of wealth and asset management Exchange crypto directly Via their PNC accounts instead of a separate location.
Vustition and tokenization are parallel. Staatstraat signaled plans to launch A stablecoin and tokenized deposits to improve the settlement, followed by efforts to token bonds and money market shares.
BNY Mellon is repeatedly on the surface in the registrations and product building, including administrator and cash-custodic roles in ETF documents. Moreover, the bank appeared as custodian for reserves Bound to Rlusd Stablecoin van Ripple.
Citi has explored Solana for Financial services of the next generation and tokenization pilots, and reportedly CONTINUATION SERVICES CONTINUE At the beginning of 2025.
JPMorgan was on a spree of crypto-related projects in 2025. In June, the bank started a pilot project for one tokenized deposit token published on the basis, plan to facilitate direct dollar transfers.
Moreover, the CEO of the bank Jamie Dimon revealed that they will do that Test stablecoin services Together with the tokenized deposit smoke -pilot. Dimon in particular did not take his criticism of Crypto back.
Last week JPMorgan allowed his customers to have access to Coinbase Direct crypto -purchases Without leaving their dashboard.
All in all, these developments correspond to the graph of the river, indicating that many top banks do not open the locks. Nevertheless, they prepare channels, such as ETF access, limited trade for power customers, integrations of third parties, mandates for custody and pilots.
Access remains uneven and often limited to Hoognet value or advisory customers, but the travel direction is clear.
The largest American banks shift their focus from monitoring crypto to operational planning and selective rolls out, with recent initiatives that serve as evidence that a wider product set comes into the picture.
