Interactive Brokers adds 24/7 USDC deposits, followed by Ripple USD and PYUSD, which automatically convert to USD and reduce cross-border transfer delays from days to minutes.
Summary
- Stablecoin financing allows eligible customers to deposit USDC now, while RLUSD and PYUSD will be available soon, settling into USD broker balances almost immediately.
- CEO Milan Galik says 24/7 stablecoin rails solve cross-border pain points and replace multi-day, expensive wires with faster, cheaper transfers.
- This move follows a stablecoin market of over $310 billion and on-chain volume of $33 trillion by 2025, as adoption of USDC and PYUSD accelerates following the US GENIUS Act.
Interactive Brokers has expanded its cryptocurrency offering by allowing customers to fund brokerage accounts using stablecoins that are automatically converted into US dollars, the company announced.
Interactive bankers launch 24/7 stablecoin financing
The service offers 24/7 financing with USDC, with support for Ripple USD and PayPal USD expected soon, according to the company. The brokerage has partnered with Zerohash to enable 24-hour deposits using USDC across multiple blockchain networks. Once received, the stablecoins are converted into dollars and credited directly to customer accounts, eliminating the delays and cut-off times associated with fiat transfers, the company said.
Interactive Brokers first introduced USDC funding for retail accounts in December and has been exploring the idea of issuing its own stablecoin, according to the company. The company said the stablecoin financing addresses a critical pain point for investors, especially those operating across borders.
Traditional bank transfers can take days and often incur high fees, while stablecoins enable near-instant transfers at lower fees and without restrictions on banking hours, the brokerage said.
“Stablecoin financing offers international investors the speed and flexibility needed in today’s markets,” said CEO Milan Galik. “Customers can transfer funds and start trading in minutes, while also reducing transaction costs.”
Interactive Brokers began offering crypto trading services in 2021, initially supporting Bitcoin and Ether, before adding more tokens in later years, including Solana and XRP. The latest expansion reflects growing demand from customers looking for faster ways to move capital into trading accounts as crypto assets become more integrated into the mainstream financial world, the company said.
The rollout comes as stablecoins continue to gain popularity worldwide. Throughout 2025, governments, banks and financial institutions have increasingly turned to stablecoins for payments and settlements, fueling the sector’s growth.
Data from DefiLlama shows that the total stablecoin market capitalization has risen above $310 billion, a sharp increase from a year earlier. The global value of stablecoin transactions reached $33 trillion in 2025, marking a 72% increase from the previous year, according to Bloomberg data compiled by Artemis Analytics.
USDC emerged as the most used stablecoin by transaction volume, processing $18.3 trillion, while Tether’s USDT processed $13.3 trillion, despite maintaining its leading market cap at $187 billion, the data showed. The increase in activity followed the July 2025 passage of the GENIUS Act, the first comprehensive U.S. regulatory framework for payments stablecoins, which industry participants say provided legal certainty that encouraged broader institutional and global adoption.
Stablecoin adoption on fintech platform Revolut has also accelerated sharply in 2025, with payment volumes estimated to rise 156% year-on-year to around $10.5 billion, while digital dollars gain ground in everyday payments, according to industry data.
