The convergence of decentralized finances and artificial intelligence has created a new story that is known as Defai in Web3. This concept is set to bridge the Defi -access gap by using AI to reduce access thresholds.
Industry leaders expect Defai to be a transcendental success and encourage builders to assume his intrinsic characteristics or run the risk of being left behind. Beincrypto spoke with experts from Mira, Rogerthat, Woo X and Offchain Labs to find out more about the use cases and potential for future innovation.
The Defi -Challenge
When Web3 experienced its very first decentralized finance (Defi) tree in 2020, it represented a transforming movement away from traditional financial systems.
The revolution, led by Ethereum, created direct, peer-to-peer transactions and investment options without intermediaries. The approach eliminated a rather fundamental dependence on central authorities.
By October 2021, the Defi market had reached its highest market capitalization, with a value of almost $ 172 billion. Today that number is based $ 78.7 billion.

The evolution of the market capitalization of Defi. Source: TradingView.
Defi platforms, however, remain complex today. By wading these systems requires considerable technical knowledge, including risk management, data interpretation and continuous market consciousness, which can be daunting.
“Traditional Defi platforms often overwhelm users with complex technical details and non-intuitive interfaces,” Jack Tan, co-founder of WOO X, told Beincrypto.
The knowledge needed to successfully use and implement these applications is sufficient to ensure new users from jumping from web2 to web3.
The Dawn of Defai
The promised benefits of Defi are often difficult to capitalize because of the requirements related to interaction with a continuously active market. Consequently, builders quickly sought methods to use the possibilities of Defi without overwhelming users with its complexity.
Soon artificial intelligence (AI) was the task. The potential to simplify decision -making and to streamline processes in different industries, of course led to the birth of Defai.
“Imagine that you only say:” Hey Anon, buy Sol if it drops 20%, “and Defai treats the rest. The point is that the traditional friction crypto usually brings to the table. By simplifying the process and making everything more automated, Defai Defi opens for a much wider audience, even those who are not familiar with all technical things, ”explained Dominic Cypher, co-founder of Rogerthat.
Because continuous innovation refines the capacities of Defai, the challenges related to traditional Defi will become outdated.
Defai as Web3 Adoption Accelerator
For Karan Sirdesai, CEO and co-founder of Mira, Defai will speed up the speed of the adoption of crypto and blockchain.
“Defai will completely reverse the crypto adoption story. We are currently asking users to understand blockchain, to learn Defi concepts and manage complex risks. Defai changes this fundamentally. Instead of users who adapt to crypto, we have intelligent systems that adjust to users crypto. An owner of a small company may not understand bridges or liquidity pools of the chains to gain access to optimum yields. Gerified AI agents can handle this complexity and at the same time offer clear, proven information about their decisions, “he said.
According to Offchain Labs Chief Strategy Officer AJ Warner, Defai can dramatically increase the activity at the chain before the Defi user base is expanded.
“Defai has the possibility to increase activity on the chain with an order of size before it has a single user on boards. If every user in the chain had a cop to reinstall his LP positions, to monitor the health of the loan or act on their behalf, the total transit on the chain on the chain would be exponentially higher, “he said.
In due course, Defai Technology will replace the possibilities of even the most experienced traders.
A financial advisor on an auto pilot
Defai goes further than simplifying interactions. It works autonomously and also creates predictive analyzes and managing real -time risks at the same time.
“Instead of demanding users to adjust their strategies manually, Defai AI uses to automatically assign assets, to reinstall portfolios and optimize the yield, while continuously monitoring the data on the chains for market shifts,” Tan Beincrypt said.
In due course people do not have to miss a full night’s sleep, knowing that their agent financial adviser can manage their portfolio at any time without supervision.
“Soon Defai will manage users 24/7, where AI analyzes market conditions in real time and automatically adjust positions. It will optimize the yield strategies, carry out transactions and limit risks without human intervention, so that users can benefit from market opportunities around the clock, “Tan added.
For Sirdesai this can only take place once a trustless verification system has been established.
“Users should not only see what AI agents do, but why they make specific decisions. The interfaces that will win are those who make verified autonomous operations transparent and understandable. When users can confidently delegate complex Defi operations to AI agents while retaining clear supervision, we will see the regular adoption take off, “he said.
Given the current and future possibilities of Defai, experts predict that the story will achieve exponential growth.
Market growth and institutional importance
Although Defai is less than a year old, market leaders have warned that the emerging sector will redefine the cryptocurrency market in 2025 and then. Leading platforms such as Coingecko and Coinmarketcap have been devising entire sections to follow the growth.

The performance and growth of leading Defai projects over time. Source: Coingecko.
According to Coingecko -data, Defai coins have already collected more than $ 853 million in market capitalization. The top projects that lead the graphs are Aixbt by virtuals, pole AI, Chaingpt, Hey Anon, Autonolas and Griffain.
“See how fast AI rises now – only Chatgpt grows faster than Facebook, Tiktok and almost everything else. The same will happen with Defai. While we automate Defi with AI, make it smarter and improve the user experience, we see a huge increase in adoption and market capitalization, “Cypher told Beincrypto.
In the meantime, the success of the sector has attracted the attention of large institutional players in traditional finances.
“Experts predict exponential growth in the market capitalization of Defai and various factors support these prospects. Firstly, Defai builds on the increasing demand for AI-driven automation in Defi, making decentralized financing more accessible to a wider audience. Institutional players such as BlackRock and Goldman Sachs are already exploring Defi, which strengthens trust in the long term in the sector, “Tan said.
In the meantime, traditional Defi platforms must start considering how these functionalities can be integrated into their existing projects to remain competitive.
AI -Integration approaches
According to Sirdesai, platforms use contrasting AI integration pavings. Some develop their own AI solutions, while others focus on building accessible APIs to make interaction with AI agents of third parties possible.
“The most progressive platforms realize that verified AI integration is not optional, it is existential. When users have access to advanced trade strategies or can deliver optimization through verified AI interfaces, they do not go back to manual management of positions over multiple protocols. But what really tells is how integration approaches. Some platforms rush to launch Basic AI functions, while others build extensive frameworks for agent integration, “he said.
Sirdesai noted that the most mandatory innovation takes place on newer, AI-Native platforms instead of established protocols.
“They build the assumption that most interactions will ultimately be the agent, where people set parameters at a high level instead of carrying out individual transactions. This architectural shift will force traditional platforms to adjust or run out of date outdated as capital flows to more efficient, ai-compatible systems, “he added.
All the while the shift must be accompanied by user -friendly interfaces.
A return to the basics: user experience
According to Cypher, product development must be carried out while the existing knowledge gaps in web3 are considered.
“Making it easy. Defi has always been intimidating for newcomers, so making a platform that is intuitive and easy to navigate is the key. The goal should be to make complex tasks, such as trade, yield of agriculture or liquidity that feels easy, almost like the use of another app, “he said.
Warner expressed a similar opinion and cooked the most important considerations for designing user-friendly Defai interfaces in four simple questions:
“Is this something I would use? Could my mother use this? How does this make the experience of a user better or easier? Is this a strategy that can work for a longer period? “He said.
Although the potential of Defai to democratize decentralized financing, it is clear how platforms will navigate through the integration of AI and the level of trust that has been established by verifiable actions, the ultimate process will determine it.