Bithumb and WLFI, the crypto-company linked to the Trump family (Reuters), announce the signing of a MOU to explore cross-border Defi products, aimed at adoption, interoperability and stablecoin integration, in addition to conversations with Circle.
Recent market analyzes indicate the central role of stablecoins in cross -border flows and digital payments, with volumes, depending on the token and the period, measured in trillion dollars monthly chain analysis.
The cooperation between Bithumb and World Liberty Financial (WLFI) takes shape with a Defi Mou designed to explore cross -border products and to strengthen the acceptance of the retail crypto.
The agreement signed in Seoul is intended to combine exchange infrastructure with Go-to-Market strategies for a new decentralized range, including parallel discussions about the integration of the Stablecoin.
In this context, the path is part of a series of strategic collaborations-also after the meeting between Bithumb CEO, Lee Jae-Won and Eric Trump, a figure connected to the Trump family (Reuters)-with the aim of expanding the defi-offer on a worldwide scale.
According to data collected from internal monitoring in the APAC market, comparable cross-border Defi projects required an average of 6-9 months of pilot tests before they are started limited rollouts.
Snigved industrial analysts also note that a significant shift to non-requirements in less than 12 months may require more than 20% of active users if it is accompanied by strong financial education and liquidity stimuli.
In short: what changes
- Agreement Signed in Seoul between Bithumb and WLFI for new Defi products.
- Focus on interoperability” cross -border Services and simplified interfaces for users.
- Talk to Circle about stabile And payments.
- Goal: bigger to trust From investors and broader access to retail trade in the global market.
What the agreement offers
At the Bithumb Financial Tower in Seoul, CEO Lee Jae-WonWLFI co-founder FolkmanAnd managers from both companies were present. The Mou outlines a collaboration:
- The development of Defi products with multi-jurisdictional coverage.
- A possible integration of stabile for transfers And payments aimed at reducing conversion and accelerating the settlement times.
- Evaluations with external partners to ensure complianceIncorrectness solutions and functions in the driveway/off-disaster.
The agreement does not reveal binding figures or timeline; The teams indicate an exploratory phase with pilot tests in several markets. That said, the route map will remain dependent on the results of these tests.
Impact on retail: easier access, the same risks
For retail investors, the agreement can translate into more intuitive interfaces, more transparent costs and a broader choice of Defi products that meet the local regulations.
In this context, onboarding will be simplified and digital portfolios can offer integrated services more flexible.
- Pro: Better user experience, greater interoperability of cross-chain and faster payments.
- Disadvantage: The risk of volatility, bugs in smart contracts and legal differences remain present.
- Essential: Adequate financial education, cost transport room and risk management tools.
Stablecoin and circle: what’s on the table
The parties reported that they initiated discussions with Circle to support the international expansion. The potential integration of USDC Payments and transfers could facilitate, reducing the complications with regard to conversion and settlement times. Operational details still have to be defined.
Regulation: the factor that determines the speed
The success of this project will largely depend on local and international regulation. In South Korea, the financial authorities recently increased their focus on issues such as loans, leverage and user protection (FSC).
Guidelines and recommendations for stablecoins and payment infrastructures have been updated worldwide to take into account systemic risks and the need for coordinated supervision by the BIS.
For sustainable scalability, shared standards in terms of KYC/AML, custody and transparency in the chain will be necessary, together with compliance with the specific regulations of various geographical areas (APAC, EU and US).
Timeline and next steps
- Short -term: Definition of priority use cases and identification of technical partners.
- In the medium term: Pilot test on transfers and liquidity pools with limited access to the retail trade.
- Launch: Gradual rollout for jurisdictions, subject to legal approval.
Analysis: Strategic positioning
The Bithumb -Wlfi agreement aims to consolidate the user base and distribution strategies with a story aimed at innovation.
If the integration of Stablecoins is successfully implemented, the offer could considerably record the segment for payments and transfers, where “frictions” remain high. However, the board of protocols, the regularity of security audits and the quality of user support will be crucial for the outcome of the initiative.
The most important indicators that are already stated in industrial reports show how stablecoin volumes are a crucial part of payment infrastructure: Chainanalysis reported in its Global Crypto Adoption Index (2 September 2025) that USDT and USDC monthly streams in the order of Gealy -Fluction -with Fluction -Fluction -Fluction -Fluction -Fluction -Fluction -Flustcture -Flustcture -Flustcture -Flustct -Flustcture, with aflucht of Gealtcture -Flustct -Flustcture, with afluchtytage -Flustct -Fluctiontatted -Fluchttctage -Flustct -Fluctiontctage -Fluctiontctytttted with the order of Gealytage of Memdcytcture of Gealytcture of Gealtctytttt -Liquidity. importance of stable liquidity for the importance of the importance of certain periods. cross -border use cases.
In addition, competition from global exchanges with its own Defi solutions will require rapid implementation and a clear measurement of success statistics: TVVL, trade volumes, conversion rates from storage to non-rights and user conservation.
Important points to check
- Choices with regard to guardianship (self -confidence versus custody of third parties) and fund insurance.
- Cost structure and transparency when disclosing risks with regard to the protocol.
- Multi-chain compatibility and interoperability with existing portfolios.
- Coordination with local licenses and the implementation of independent audits.
Note: the official MOU notice and operational details about any disruptions of the service were not public at the time of writing; Further updates will be integrated as soon as possible.
