Active loans in Tokenized private credit are now $ 15.95 billion, which indicates rapid growth, but also sharper fault lines in protocol performance.
Loan counts fall as tokenized credit market
Tokenized private credit has grown considerably since mid -June, with more than $ 2 billion in active loans and $ 4.3 billion in cumulative lending. On September 6, RWA.XYZ statistics show that active loans amount to $ 15.95 billion, while the total loans were created $ 29.74 billion over 2,592 Onchain loans. The average annual percentage (APR) fell from 10.33% to 9.75%, suggesting that a tilt to a lower or more competitive lending.
Source: rwa.xyz statistics
The number of loans fell from 2,665 to 2,592 in the same period, which indicates less but larger deals that stimulate growth. Figure remains the dominant protocol, which now has $ 11.64 billion in active loans and is responsible for the largest share of the market. Current, built on ZKSync era, has also emerged as a heavyweight with $ 2.14 billion in active loans from more than $ 5 billion in original.
Source: rwa.xyz statistics
Maple continues to expand by $ 1.23 billion active and $ 4.16 billion in total loans, although it is confronted for $ 47 million in default values. Pact, active on APTOS, shows the highest average basic apy at 29.35%, linked to the largest standard total at $ 117 million. Credix and Centrifuge, on the other hand, both growth without default values show $ 64 million in active loans with an APY of 12.42%.
Protocols now not only compete on the origination volume, but also on risk management. Although the default values remain insulated according to Maple and Pact, their scale points to the importance of credit location as a decentralized financial (Defi) platforms deeper into the borrowing of the real world.
The general expansion emphasizes the acceleration of tokenized credit adoption. With active loans more than 14% have risen since June and APRs lower, protocols seem to ripen, so that the credit options in institutional style are absorbed on a transparent, onchain way.
