Binance founder Changpeng Zhao (CZ) joined the BNB chain this week when it marked his fifth birthday in Tokyo.
In the meantime, Japan Post Bank is planning to activate his ¥ 190 trillion ($ 1.29 trillion) in deposits, which spends a digital currency for the trade of financial products based on blockchain.
Binance’s CZ says that Defi Centralized Trade will surpass in the midst of the web3 increase of Japan
In his Hireside -Chat, Changpeng Zhao emphasized that the success of BNB chain is powered by the community instead of a single individual.
“The chain has a small technical team and is much more community driven. I don’t do much; I post tweets and courageous people to build. I am a cheerleader,” he said.
With more than 4,000 decentralized applications now active, including Pancakeswap and Aster, BNB chain has become one of the largest ecosystems in industry.
CZ noted that the use of the Stablecoin has almost doubled this year. In the meantime, Real-World assets (RWAS) are starting to take shape despite the challenges of regulatory and liquidity.
On #bnbday Japan, @cz_binance shared his vision of BNB chain and the future of Web3. From Defi to Rwas to AI, his message was clear: the next chapter is from builders.
Read the full summary of his Hireside -Chat here
https://t.co/QZG2W7C7TI
– BNB -Chain (@bnbchain) August 31, 2025
Although he acknowledged that he has a lot of BNB -Tokens, who declare a significant part of his value, CZ stated that he sees decentralized finances (Defi) overrun exchanges to catch up.
“Dex volumes will most likely exceed the CEX in the future. Defi is the future. And normal trade should be privacy,” he said.
If it were all over again today, CZ said that he would concentrate on building an AI-driven commercial agent and a privacy-retaining eternal Dex. He also pointed to Rwas and Stablecoins as areas with mass opportunities.
“Securities, treasuries and raw materials have enormous potential. But regulations, kyc and liquidity are major challenges,” he acknowledged.
Against this background, the Binance Executive emphasized the investments of BNB chain in partnerships with emennials such as Securitize and Backed.
Japan, he argued, is well positioned to play a leading role in this next chapter of Web3.
“I would like to see a dedicated BNB chain team here, and more projects that bring robotics, AI and Web3 together,” CZ shared.
Japan Post Bank’s digital currency push
While CZ looked at the future of Global Defi, the Japanese financial sector is preparing for its own jump.
Japan Post Bank has announced that it will publish the DCJPY digital currency in Fiscal 2026. The move would enable deposits to immediately convert savings into digital money for the actions of blockchain-based assets.
Local media reports that the bank ¥ 190 trillion ($ 1.29 trillion) in deposits manages 120 million accounts. By integrating blockchain rails into its core services, the dormant balances hopes to revitalize and attract younger customers.
DCJPY, developed by Decurret DCP, will be linked 1: 1 to the yen and usable for buying security sticks and NFTs (non-fungal tokens).
The relocation can significantly improve commercial efficiency by making the immediate settlement of tokenized effects possible. Japan Post Bank also proposes government subsidies and subsidies through DCJPY, so that digital money is further embedded in daily life.
In the meantime, the Boston Consulting Group and Ripple say that the tokenized RWA market could expand from $ 600 billion in 2025 to $ 18.9 trillion by 2033.
Estimated growth of tokenization until 2033. Source: Ledger Insights
Both CZ and Japan Post Bank want to record this opportunity based on these reports.
From the decentralized community of BNB Chain to the State-supported digital currency of Japan, Tokyo appears as a hub where web3 ideals and institutional innovation come together.
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