Visa flags modest absorption of stablecoin, requires clear American regulation

Visa has incorporated more than $ 200 million to Stablecoin settlements, but the payment giant says that the technology is still in its infancy and is waiting for stronger regulatory crash barriers before it can continue to scale.

“It’s still early, but we’ll see really potential,” said CEO Ryan Mcinerney Tuesday during Visa’s Tax Q2 2025 profit call. “On the one hand, $ 200 million is a great kind of milestone. On the other hand, it is still a relatively small part of our total settlement volume.”

Visa posted Strong financial data for the quarter, with a turnover of $ 10.17 billion, an increase of 14% on an annual basis, with adapted net income to $ 5.83 billion, an increase of $ 4.91 billion the year before.

The shares of the company closed on Tuesday at $ 351.29, a decrease of 1.18% for the day, and further slid to $ 343.06 in trade after hours, an extra decrease of 2.34%.

Visa has tested Stablecoins via Visa Direct, aimed at real -time cross -border transfers where delays from the old settlement are maintained.

It also builds programmability with the Visa Tokenized Asset Platform, “to enable banks to publish Stablecoins and use it for new types of programmable finances,” said Mcinerney.

“We are optimistic about the US government that passes more clear and pragmatic instructions, I not only think in the US, but hopefully other countries,” said Mcinerney.

Stablecoins His cryptos usually linked to the US dollar, making them useful for payments and transfers while they avoid market volatility. According to a market capitalization, the sector has more than $ 272.25 billion, according to Coentecko.

“Data shows that only 10-20% of Stablecoin transactions currently represents payment activity, while the rest is linked to trade and liquidity supply by crypto-platforms,” said Zakhil Suresh CMT, founder and CEO at Crypto Asset Manager Bitsave, told Decrypt.

“However, this share is expected to rise above 50% in the following year as clearer regulations arise and companies are increasingly accepting stablecoins for cross -border payments and payroll.”

The payment giant recently made various strategic movements in the Stablecoin room, including an investment in the London-based Stablecoin Infrastructure Company BVNK and a partnership with bridge, a stripe unit, to offer Stablecoin services In Latin -America.

“There is a lot of activity and discussion about Stablecoin [the] Space now, “Mcinerney added.

Others consider the space to be on the rise compared to the existing Visa scale.

“Visa’s $ 5-7 biljoen dagelijkse volume dwergstabels Stablecoins ‘$ 20-30 miljard dagelijkse transacties. Echter, met $ 250 miljard aan Stablecoin-uitgifte, is deze ruimte nog steeds in de vroege stadia, vergelijkbaar met e-commerce in de late jaren 90,” Jagdish Pandya, oprichter van Blockon Ventures, verteld van Blockon Ventures, verteld van Blockon Ventures, told of Blockon Ventures, told of Blockon Ventures, told Decrypt.

“As digital assets are regulated more, Visa can witness a massive adoption in the following decade,” said Pandya.

Earlier this month, President Trump signed the brilliant actionThe first major crypto legislation of the country, by law.

“Although the Genius Act provides clarity to companies in the US, worldwide payment processors such as Visa must also remain vigilant for developments in other countries,” added Bitsave’s Suresh.