Jucin just launched his inaugural USDT product with fixed-income income and joined a growing selection of trading platforms that offer layered yield and flexible deployment solutions for USDT holders.
On 26 May, Jucin, a trading platform established in Singapore, officially launched The first Tether (USDT) product with fixed -income income with layered APY. The offer includes six different terms – 7, 15, 30, 45, 60 and 90 days – designed to provide different investor preferences.
Jucin has a “ladder interest” model, where the proceeds are laid on the basis of investment amounts. Each product has a basic quota with a standard interest rate, followed by a preferential layer that offers a higher rate. Each amount that this layer exceeds returns to the basic rate. The income is calculated daily and automatically distributed on product maturity.
For example, an investment of 4,000 USDT in the 45-day product is demolished as follows: the first 1,600 USDT earns a basic apy of 2.39%, the next 2,200 USDT is eligible for a higher APY of 11.22%, and the remaining 200 USDT return to the basic rate. The mixed annual return in this case would be around 7.25%.
With this new offer, Jucin agrees with a growing number of trading platforms that already offer similar products. For example, Bybit offers USDT -based options with layered yields over different duration, with current rates, including 2.70% for 14 days, 3.20% for 30 days, 4.00% for 90 days for both fixed and flexible deposits. Under large exchanges, Kucin” Binance” CrackAnd Mexc Also offer USDT in fixed and flexible terms with a series of apies.
For the sake of clarity, when setting up fixed term, users uses USDT for a fixed period in exchange for a predetermined APY, and they cannot withdraw until the period ends. The platform plays these locked funds and usually lends them to institutional borrowers or uses them in liquidity-saving and yield farm strategies, which generates steady interest that is shared with holders at the term of the term.
With flexible term, users, on the other hand, can deposit and cash in at any time. Rates are usually lower and can fluctuate based on demand, but offer the convenience of immediate access to locked capital.