About 55 million American adults currently have crypto, and a substantial majority of them say that digital assets have improved their lives, according to the State of Crypto holders of 2025 commissioned by the National Cryptocurrency Association.
The study, conducted by Harris’s poll, showed that about 21% of the American population has a crypto and 76% of holders believe that their experience with digital assets has had a positive personal impact.
The poll investigated 53,805 American adults to identify a representative sample of 10,000 current crypto holders. It is so far the largest research and reflects a broad demographic reach.
The study showed that 67% of holders were younger than 45 years old, while 15% older than 55, considerably different from a few years ago, when those older than 45 were displayed in a percentage with one digit.
In the meantime, gender differences, where women are good for 31% of the crypto holders, compared to men who are good for 67% of the holders.
Ownership also grew at all income levels, where households earned less than $ 75,000 annually, now good for 26% of households of crypto ownership. The report emphasized that the low beam of arrival had helped acceptance in the groups with a lower income.
Beyond investment
The report emphasized that the use of crypto is not limited to investments. About 39% of holders use it to make purchases, and 96% of which do this at least once a year. In addition, 31% use crypto to send money to family or friends, and 31% accept it as a payment in business transactions.
Half of all respondents said that they were first attracted by crypto due to curiosity about technology, while 60% invested in their financial future as the primary motivation for access.
The report also showed a diversified pattern of possession. While 11% of holders possess more than $ 100,000 in crypto, 55% have portfolios with a value of less than $ 10,000 and 15% less than $ 500.
The most famous tokens include Bitcoin (99%), Ethereum (91%) and Dogecoin (91%). However, the actual use is concentrated in a smaller group, where Bitcoin is held or used by 85% of the respondents, while Ethereum was held or used with 58%.
With regard to social benefits, 45% of the respondents believe that crypto promotes financial inclusion and reduces poverty, and called the same share of improved digital transaction infrastructure.
Others pointed to his role in promoting technology (38%) and promoting sustainable financial practices (38%).
Countless profiles
According to the survey, the respondents showed a strong interest in secondary education, where 81% said they want to learn more about digital assets.
Popular areas include investment strategies (47%), tax implications (39%), blockchain technology (38%) and safety practices (38%). The best sources of information were YouTube and traditional media.
Although there are worries, in particular around scams, volatility and tax complexity, only 3% of holders reported negative experiences. Of the 3% negative experiences, about 30% were fraud or breaches of security.
In the meantime, 49% of the respondents said that crypto increased their financial independence and 45% reported personal growth because of their involvement in the activa class.
Moreover, the majority of respondents find the regulations favorable, with 64% that supports government supervision in the sector.
At the same time, 67% warned that poor regulatory design could suppress innovation, while 73% said that they would like to play the US a global leadership role in the development of crypto.
The report concluded that American crypto holders consider digital assets as personally favorable and structurally transforming. They express optimism about the role of crypto in financial systems and remain actively involved in expanding their understanding and participation.
