Clearpool, a leading decentralized finance (DeFi) protocol, has partnered with PropChain, a real estate finance platform that bridges traditional finance and DeFi. This strategic alliance introduces real-world asset (RWA)-backed lending to the blockchain space, using real estate as collateral for institutional-quality loans.
PropChain will become a Clearpool protocol borrower and launch a Credit Vault, using real estate assets to secure credit opportunities. This innovation represents a significant shift in DeFi, allowing borrowers to tap into real estate-backed liquidity in a fully decentralized and transparent manner.
🚨 DeFi just got real (estate)! 🚨
Introducing Real Estate RWAfi, developed by Clearpool and @PropChainGlobal, using real estate assets as collateral in DeFi on Ozean.
Propchain becomes a borrower under the Clearpool protocol and launches a Credit Vault, lending… pic.twitter.com/t3ked5CMKu
— Clearpool (Ozean launch🌊) (@ClearpoolFin) January 16, 2025
Clearpool’s Credit Vaults offer borrowers flexible terms tailored to their specific needs, a key differentiator from other DeFi lending platforms. The integration of real estate-backed lending through Credit Vaults marks a unique approach in DeFi, expanding institutional access to liquidity against a stable and globally recognized asset class.
At Clearpool, we are committed to driving innovation in DeFi lending and RWA lending,” said Jakob Kronbichler, CEO and co-founder of Clearpool. “Our partnership with PropChain exemplifies this mission and delivers a market-leading initiative that unlocks real estate as collateral in decentralized finance.”
Rapid growth and institutional traction
According to the report, Clearpool has provided more than $650 million in institutional loans since its inception in March 2022, attracting major financial players such as Wall Street giant Jane Street and listed companies Banxa and Flow Traders. It also partners with key market makers including Wintermute.
PropChain, on the other hand, has achieved impressive milestones, enabling more than $125 million in real estate financing and building a global investor network of more than 1,000 participants. The platform, which operates under strict regulatory supervision in Luxembourg, currently has $1 billion in assets subject to due diligence. PropChain’s international team of more than 25 professionals spans five office locations and brings expertise from top organizations to modernize real estate financing through blockchain solutions.
“Our partnership with Clearpool marks a pivotal moment in DeFi as we integrate real estate as collateral for institutional-quality loans,” said Alex Ingwersen, co-founder of PropChain. “Leveraging Clearpool’s Credit Vaults and our tokenization expertise, we are bringing real estate-backed lending to DeFi, providing a secure, compliant and innovative solution for the future of real estate financing.”
The growing market for tokenized RWAs
The RWA sector is booming, with analysts predicting that tokenized assets will reach $16 trillion by 2030. Real estate, the largest asset class globally, is valued at $280 trillion and is positioned as a key driver of this financial transformation. Regulatory changes, such as Donald Trump’s appointment of Paul Atkins as chairman of the SEC, are expected to further accelerate the adoption of risk-weighted assets. Atkins, a member of the advisory board of Securitize, a Clearpool partner specializing in RWA tokenization, brings deep regulatory expertise that could shape asset digitization policy in the coming years.
Using real estate as collateral gives DeFi an unparalleled opportunity to anchor its lending ecosystem in an established and traditionally stable asset class. By integrating tokenized real estate, Clearpool and PropChain are pioneering a scalable framework for RWA adoption in DeFi.
The partnership between Clearpool and PropChain marks the beginning of a broader DeFi transformation, with tokenized RWAs becoming a mainstream source of collateral. This partnership not only enhances DeFi lending capabilities, but also creates a secure and efficient bridge between traditional finance and decentralized ecosystems.
As this initiative continues to develop, further details on credit vaults and lending options will emerge, paving the way for the continued expansion of risk-weighted assets in decentralized finance. Industry observers will be keeping a close eye on how Clearpool and PropChain reshape the future of real estate-backed DeFi lending.